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	<p class="MsoNormal" align="center">&nbsp;</p>
	<p class=MsoNormal align="left">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
	<b><font size="5">Canada Mortgage Rate Today</font></b></p>
	<p class=MsoNormal align="center">&nbsp;</p>
	<p class=MsoNormal align="left"><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 特别推荐:<font size="3" color="#FF0000"> </font></b>
	<span class="cn2">
	<span style="background-color: #FFFFFF; background-position: 0% 50%" lang="zh-cn">
	<font size="4" color="#FF0000"><b>
	<span style="font-family: Times New Roman">减</span></b></font></span><font size="4" color="#FF0000"><span style="background-color: #FFFFFF; background-position: 0% 50%; font-family:Times New Roman; font-weight:700" lang="zh-cn">免罚款高息贷款转低息计划!</span></font></span></p>
	<table x:str border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 417px" u1:str height="185">
		<colgroup>
			<col width="128" style="width: 96pt">
			<col width="100" style="width: 75pt">
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		<tr height="18" style="height:13.5pt">
			<td style="height: 21; width: 164px; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: 2.0pt double windowtext; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white">
			Fix Term </td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: medium none; border-right: 2.0pt double windowtext; border-top: 2.0pt double windowtext; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" height="21">
			Rate</td>
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			<b>
			<font size="3">1 Yr</font></b></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" x:num="4.4999999999999998E-2" u1:num="00.04" u2:num="00.04" height="19">
			<b>
			<font size="3">&nbsp;2.39%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
			</font> </b> </td>
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			<td style="height: 20px; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" width="164">
			<b><font size="3">2 Yrs</font></b></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" x:num="4.8399999999999999E-2" u1:num="4.1500000000000002E-2" u2:num="4.1500000000000002E-2" height="20">
			<b><font size="3">&nbsp;2.49%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
			</font></b> </td>
		</tr>
		<tr>
			<td style="height: 20px; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" width="164">
			<b><font size="3" color="#FF0000">3 Yrs</font></b></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" x:num="4.8399999999999999E-2" u1:num="4.1500000000000002E-2" u2:num="4.1500000000000002E-2" height="20">
			<b><font size="3" color="#FF0000">&nbsp;2.69%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
			</font></b> </td>
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			<td style="height: 17; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" width="164">
			<b><font size="3">4 Yrs</font></b></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" x:num="4.8500000000000001E-2" u1:num="4.2500000000000003E-2" u2:num="4.2500000000000003E-2" height="17">
			<b><font size="3">&nbsp; 2.64%(<span lang="zh-cn">含奖励现金3%转按)</span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></b></td>
		</tr>
		<tr>
			<td style="height: 20; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: #FFFFFF; " width="164">
			<font size="4" color="#FF0000"><b>4 Yrs</b></font></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: #FFFFFF" x:num="5.0900000000000001E-2" u1:num="4.4499999999999998E-2" u2:num="4.4499999999999998E-2" height="20">
			<font size="4" color="#FF0000"><b>&nbsp;2.89%&nbsp;&nbsp;&nbsp;&nbsp;</b></font></td>
		</tr>
		<tr>
			<td style="height: 20; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: #FFFFFF; " width="164">
			<font size="4"><b>5 Yrs</b></font></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: #FFFFFF" x:num="5.0900000000000001E-2" u1:num="4.4499999999999998E-2" u2:num="4.4499999999999998E-2" height="20">
			<font size="4"><b>&nbsp;2.99%&nbsp;&nbsp;&nbsp;&nbsp;</b></font></td>
		</tr>
		<tr>
			<td style="height: 26px; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" width="164">
			<b><font size="3">3yrs Variable Close </font></b></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" x:num="5.0900000000000001E-2" u1:num="4.4499999999999998E-2" u2:num="4.4499999999999998E-2" height="26">
			<font size="3"><b>2.70</b></font><b><font size="3">% (Prime-0.3%) </font></b></td>
		</tr>
		<tr>
			<td style="height: 26px; font-family: Arial, sans-serif; text-align: center; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; white-space: nowrap; border-left: 2.0pt double windowtext; border-right: .5pt solid windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" width="164">
			<b><font size="3" color="#00FF00">5yrs Variable Close </font></b></td>
			<td style="width: 242px; font-family: Arial, sans-serif; text-align: center; white-space: normal; color: windowtext; font-size: 10.0pt; font-weight: 400; font-style: normal; text-decoration: none; vertical-align: bottom; border-left: medium none; border-right: 2.0pt double windowtext; border-top: medium none; border-bottom: .5pt solid windowtext; padding-left: 1px; padding-right: 1px; padding-top: 1px; background: white" x:num="5.0900000000000001E-2" u1:num="4.4499999999999998E-2" u2:num="4.4499999999999998E-2" height="26">
			<b><font size="3" color="#00FF00">3%(<span lang="zh-cn">现金</span>2<span lang="zh-cn">%转按</span>) </font></b></td>
		</tr>
		</table>
	<p align="center"><span class="cn2"><font size="5" color="#FF0000">
	<span style="font-family: Times New Roman; font-weight: 700">
	<span style="background-color: #FFFFFF; background-position: 0% 50%">&nbsp;&nbsp;&nbsp;&nbsp;
	</span></span></font>
	</span><font color="#FF0000"><b>
	<span style="background-color: #FFFFFF; background-position: 0% 50%">
	<font size="5">Now C</font></span><span style="background-color: rgb(255, 255, 255); background-position: 0%;"><font size="5">all Mortgage Broker Michael Wang 
	Team:</font></span></b></font></p>
	<p align="center">
	<span style="background-color: rgb(255, 255, 255); background-position: 0%;">
	<b><span class="cn2"><span style="font-family: Times New Roman;">
	<font size="4">Calgary:(403) 536-9991 </font></span></span></b></span></p>
	<p align="center">
	<span class="cn2">
	<span style="background-color: #FFFFFF; background-position: 0% 50%">
	<font size="4"><b><span style="font-family: Times New Roman">Edmonton: (780)701-1868</span></b></font></span></span></p>
	<p align="center">
	<span class="cn2">
	<span style="background-color: #FFFFFF; background-position: 0% 50%">
	<font size="4"><b><span style="font-family: Times New Roman">Vancouver: 
	(604) 635-1889</span></b></font></span></span></p>
	<p align="center">
	<span class="cn2">
	<span style="background-color: #FFFFFF; background-position: 0% 50%">
	<font size="4"><b><span style="font-family: Times New Roman">Toronto: (416) 
	825-2096</span></b></font></span></span></p>
	<p align="center">
	<span class="cn2">
	<span style="background-color: #FFFFFF; background-position: 0% 50%">
	<font size="4"><b><span style="font-family: Times New Roman">Richmond Hill: 
	(905) 889-9990</span></b></font></span></span></p>
	<p align="center">
	<b>
	<span class="cn2">
	<span style="background-color: rgb(255, 255, 255); background-position:  0% 50%;; font-family:Times New Roman" lang="en-us">
	<font size="4">Other Area: 1-888-973-6588 </font></span></span></b></p>
	<p align="center"><span class="cn2">
	<span style="background-color: #FFFFFF; background-position: 0% 50%" lang="en-us">
	<b><font size="5" color="#FF0000">3 Steps to Get Your Mortgage Funding:</font></b></span></span></p>
	<p align="center"><span style="font-family: Symbol">·</span>&nbsp; <b>
	<span lang="EN-US">Step 1:&nbsp;
	<a style="color: blue; text-decoration: underline; text-underline: single" href="../App%20form.pdf">
	Download the Form</a> and fill out all the requisite fields; you can then 
	fax it to 1-888-600-1538 or email to
	<a style="color: blue; text-decoration: underline; text-underline: single" href="mailto:wyhsea@hotmail.com">
	wyhsea@hotmail.com</a> or </span>&nbsp;<a style="color: blue; text-decoration: underline; text-underline: single" href="mailto:support@mortgagecentres.net"> 
	wang.m@mortgagecentre.com </a></b></p>
	<p align="center"><span style="font-family: Symbol">·</span>&nbsp; <b>Step 2: You 
	will receive, via email, an approved commitment from us within 2 business 
	days.</b> </p>
	<p align="center"><span style="font-family: Symbol">·</span>&nbsp; <b>Step 3: The 
	bank branch most convenient for you, either by location or choice, will 
	contact you to set up an appointment in order to finalize your mortgage. At 
	the same time, your lawyer will receive Mortgage Instructions. </b></p>
	<p align="center"><b><font size="3" color="#FF0000">&nbsp;</font></b><span class="cn2"><span style="background-color: #FFFFFF; background-position: 0% 50%"><font size="5" color="#FF0000"><b><span style="font-family: Times New Roman"><a href="http://www.mortgagecentre.com/templates/tools/calculators/e/code/analyzer.cfm?&CFID=2151801&CFTOKEN=75581102" style="text-decoration: underline; text-underline: single"><font color="#FF0000">Mortgage Calculator</font></a></span></b></font></span></span></p>
	<p align="left">&nbsp;Focal Mortgage is an authorized mortgage brokerage by over 82 Banks such as 
	CIBC, HSBC, ING Direct, TD,Scotia Bank, MCAP, Merix, , .......... by free service fee! <font color="#008000"><b>Welcome Mortgage Agents to 
	join us!</b></font></p>
	<p align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
	<![if !supportEmptyParas]>
    <font size="4">&nbsp;</font><![endif]><span style="background-color: rgb(255, 255, 255); background-position:   0% 50%;; font-weight:700"><font size="1">*List 
	Rates herewith may not suitable for everyone and are subject to your credit, 
	income, mortgage amount and may be changed without notice</font></span><![if !supportEmptyParas]><![endif]></p>

  <table border=0 cellspacing=0 cellpadding=0 style='width:646px;

   mso-cellspacing:0cm;mso-padding-alt:0cm 0cm 0cm 0cm'>

   <tr>

    <td style='padding:0cm 0cm 0cm 0cm' width="646">

    <p align="center"><b><font size="5">Focal Mortgage-the Mortgage Centre</font></b></p>
	<ul>
		<li>
		<p align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Calgary 
		Branch: 1450 633 6th Ave SW, Calgary, AB T2P 2Y5</p></li>
		<li>
		<p align="center">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
	Toronto Head Office:&nbsp; 350 Highway 7 East, #PH05, Richmond Hill ON L4B 3N2</p>
		</li>
	</ul>

    </td>

   </tr>

  </table>

  <p class="MsoNormal" align="center">&nbsp;</p>

  <p class=MsoNormal align=center style='text-align:center'><span

  class=fontheaderlarge><span style='color:red'><font size="4">We'll get

  Canada's leading lenders</font></span></span><span style='color:red'><font size="4"><br>

  <span class=fontheaderlarge>to compete for your mortgage</span><br>

  </font>

  <span class=fontheaderlarge><font size="4">so you get the best available deal.</font></span></span><br>

  &nbsp; <o:p></o:p></p>

  <div align=center>

  <table border=0 cellspacing=0 cellpadding=0 width=1 style='width:.75pt;

   mso-cellspacing:0cm;mso-padding-alt:0cm 0cm 0cm 0cm' height=1>

   <tr>

    <td valign=bottom style='padding:0cm 0cm 0cm 0cm'

    background="http://www.mortgagecentres.net/French_Language.gif">

    <p class=MsoNormal align=right style='text-align:right'><span

    style='color:blue'><span

    style='text-decoration:none;text-underline:none'>
	<a href="http://www.mortgagecentre.com/index.cfm?member=mwa" style="color: blue; text-decoration: underline; text-underline: single">
	<img border=0 id="_x0000_i1041" src="http://www.mortgagecentres.net/Apply_Now_English1.gif" width="70" height="100"></a></span></a></span></p>

    </td>

    <td style='padding:0cm 0cm 0cm 0cm'>

    <p class=MsoNormal>
	<img border=0 width=50 height=1 id="_x0000_i1031"

    src=http://www.mortgagecentres.net/transparent.gif><o:p></o:p></p>

    </td>

    <td valign=bottom style='padding:0cm 0cm 0cm 0cm'

    background="http://www.mortgagecentres.net/English_Language.gif">

    <p class=MsoNormal align=right style='text-align:right'><span lang=ZH-TW>　 </span></p>

    <p align=right style='text-align:right'><span lang=ZH-TW>　</span></p>

    <p align=right style='text-align:right'>
	<a href="../INTRODUCTION/INTRO1.htm" style="color: blue; text-decoration: underline; text-underline: single"><span

    style='text-decoration:none;text-underline:none'>
	<img border=0 id="_x0000_i1032" src=http://www.mortgagecentres.net/Chinese.gif width="70" height="100"></span></a></p>

    </td>

   </tr>

   <tr>

    <td style='padding:0cm 0cm 0cm 0cm'>

    <p class=MsoNormal align=center style='text-align:center'>
	<img border=0 id="_x0000_i1033"

    src="http://www.mortgagecentres.net/How_To_Get_The_Best_Mortgage_Black_English.gif"

    alt="How to get the best mortgage" name=How width="225" height="28"></p>

    </td>

    <td style='padding:0cm 0cm 0cm 0cm'>

    <p class=MsoNormal>
	<img border=0 width=50 height=1 id="_x0000_i1034"

    src=http://www.mortgagecentres.net/transparent.gif></p>

    </td>

    <td style='padding:0cm 0cm 0cm 0cm'>

    <p class=MsoNormal align=center style='text-align:center'>
	<img border=0 id="_x0000_i1035"

    src="http://www.mortgagecentres.net/How_To_Get_The_Best_Mortgage_Black_English.gif" width="225" height="28"></p>

    </td>

   </tr>

  </table>

  </div>

  <p class=MsoNormal align=center style='text-align:center'><br>

  &nbsp;</p>

  </td>

 </tr>

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